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Aging in America: Exploring the Long-Term Care Puzzle and Barriers to Private Insurance Coverage
Başlık:
Aging in America: Exploring the Long-Term Care Puzzle and Barriers to Private Insurance Coverage
Yazar:
O'Loughlin, Johanna C., author. (orcid)0000-0003-1469-1191
ISBN:
9780438115132
Yazar Ek Girişi:
Fiziksel Tanımlama:
1 electronic resource (219 pages)
Genel Not:
Source: Dissertation Abstracts International, Volume: 79-11(E), Section: A.
Advisors: Laurie A. Schintler Committee members: Connie L. McNeely; James Savage; Catherine J. Tompkins.
Özet:
The role of the long-term care insurance intermediary is a crucial but little-examined factor in the decision to purchase insurance coverage. In this mixed methods study, geographic analysis of trained intermediaries is associated with greater take-up of private ownership of long-term care insurance. Quantitative results suggest that access to a trained insurance intermediary increases the odds of obtaining coverage by four percent. Qualitative results highlight the classical market inefficiencies associated with low long-term care insurance take-up stemming from information asymmetry and the crucial demand-side factor of trust. Distrust of the delivery layer, underwriters, and government lies at the heart of the non-purchase decision. Policy implications include the improvement of LTCI ownership rates through greater access to trained agents to facilitate trust and understanding among long-term care insurance consumers.
Notlar:
School code: 0883
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Yer Numarası | Demirbaş Numarası | Shelf Location | Lokasyon / Statüsü / İade Tarihi |
---|---|---|---|
XX(692287.1) | 692287-1001 | Proquest E-Tez Koleksiyonu | Arıyor... |
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