The clash of the cultures -- The double-agency society and the happy conspiracy -- The silence of the funds : why mutual funds must speak out on the governance of our nation's corporations -- The change in the "mutual" fund culture -- Are fund managers true fiduciaries? The stewardship quotient -- The index fund : the rise of the fortress of investment and its challenge by short-term speculation -- America's retirement system--too much speculation, too little investment -- The rise, fall, and renaissance of Wellington Fund : a case study--investment wins, speculation loses -- 10 simple rules for investors and a warning for speculators.